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BUDGET 2021: TAX HEADLINES

3 March 2021

 

Individuals


The Personal Allowance will increase to £12,570 for 2021/22 (currently £12,500), alongside an increase of the basic rate band to £37,700 (currently £37,500).


These amounts will be frozen from 2022/23 to 2025/26 leaving the higher rate threshold at £50,270 for these years (currently £50,000).


Similar freezes will apply from 2021/22 to 2025/26 for the Lifetime Allowance for pensions (£1,073,100), the Inheritance Tax nil rate band (£325,000) and residence nil rate band (£175,000) and the Capital Gains Tax Annual Exemption (£12,300).


Individual Savings Account (ISA) and Junior ISA annual subscription limits will remain unchanged for 2021/22 at £20,000 and £9,000 respectively.

 

Property


The temporary extension of the Stamp Duty Land Tax nil rate band up to £500,000 will continue until the end of June, reducing to £250,000 between July and September before then reverting to the standard amount of £125,000 from 1 October 2021.


Mortgage support will be offered by the Treasury who will underwrite 95% mortgages on properties with a value up to £600,000.


As announced previously, there will be a 2% SDLT surcharge on non-UK residents purchasing residential property in England and Northern Ireland..

 

Businesses


The rate of corporation tax will remain at 19% for the financial years beginning 1 April 2021 and 1 April 2022.


From 1 April 2023 the main rate will be set at 25% for companies with profits above £250,000. A small profits rate of 19% is available to companies with profits of £50,000 or less.


Companies with profits between £50,000 and £250,000 will be taxed at the main rate but will be able to claim marginal relief.


A 130% ‘super deduction’ will be available for investments in qualifying plant and machinery

 

VAT & Duties


The temporary reduced rate of VAT of 5% for the tourism and hospitality sector is extended to the end of September, after which there will be a new reduced rate of 12.5% until March when VAT will revert to the standard 20% rate.


The VAT registration and deregistration thresholds will remain frozen at £85,000 and £83,000 respectively until 31 March 2024.


Making Tax Digital for VAT will be extended to all VAT registered businesses from 1 April 2022.


Alcohol and fuel duty rates will be frozen for 2021/22.

 

Environment


Planned issue of at least £15 billion of green gilts to help tackle climate change, fund infrastructure projects and create green jobs.


Publication of the ‘Build Back Better: our plan for growth’ policy paper setting out the government’s plans to support economic growth through investment and their commitment to net zero carbon emissions.

 

Covid-19


Both the furlough and Self Employment Income Support schemes will continue until September.


One-off ‘Restart Grants’ of up to £18,000 will be available for hospitality and leisure businesses.


A UK-wide ‘Recovery Loan Scheme’ will make available loans of between £25,000 and £10 million to help businesses recover.

 

How can we help?


At Fairfields Tax we can help you navigate the changing tax landscape.


Please do contact us for a free, no obligation quote.

 

Tax rates and allowances are subject to Royal Assent and may differ within each of the devolved administrations of Scotland, Wales and Northern Ireland.

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